SAP Banking Model Company (sPFM)

This API set provides access for bank customers in order to manage their personal financial situation as simple Personal Financial Management (sPFM) and is shipped within the SAP Model Company for Banking as Business Content (aka S4B).

This API set provides access for bank customers in order to manage their personal financial situation, simple Personal Financial Management (sPFM). That includes access to personal bank accounts with transfer between own accounts (real-time), bank accounts of other persons within the same bank (real-time) or outgoing transfers to other banks. Additionally access to documents sent from the bank to the customer (Postbox) is provided as well as personalized transaction classification mechanism with related reporting APIs are offered. With this APIs the customers personal data (address, contact data, configurations), standing orders and transfer templates can be maintained. A Microloan API allows the bank customer to simulate and calculate micro credits and if accepted direct signing online via DocuSign with direct online disbursement of the loan amount to the current account of the customer. The APIs listed here are available and shipped with the SAP Model Company for Banking as part of Business Content “Integrated Banking Package for S/4HANA” (S4B)